Poor Credit - Credit Cards
The top rated card in this category is
Orchard Bank Platinum MasterCard®
by
HSBC Bank Nevada, N.A.
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If you are struggling with less than perfect credit?, this kind of card is designed to help you rebuild your credit history to give you extra options in the future and make future purchases both cheaper and more convenient. Read our Orchard Bank Platinum MasterCard® review |
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- ***The total fees for the first year will vary from $39 to $59 depending on the applicant's prior credit history.
See website for complete terms and conditions of card usage and application disclosure.
- Enjoy the Prestige of Platinum with No Up Front Fees
- Premium Platinum Benefits Including Purchase Protection
- Reports to All 3 Credit Bureaus Monthly
- Free Online 24-Hour Account Access and Bill Pay
- Periodic Credit Limit Increases
Read our review of
Orchard Bank Platinum MasterCard®
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- See website for complete terms and conditions of card usage and application disclosure.
- Receive MasterCard® Privileges and Benefits
- Reports to All 3 Credit Bureaus Monthly
- Free Online 24-Hour Account Access and Bill Pay
- Periodic Credit Limit Increases
Read our review of
Orchard Bank Classic MasterCard®
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Low APR Credit Cards
Popular credit cards which most people can easily apply for to get the extra spending power they need
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- This is a Union-endorsed credit card, and applicants must be members of one of the AFL-CIO Unions to be eligible to apply for the card.
The APR for purchases varies according to the applicant's credit history and may range from 4.99% to 13.99% + Prime Rate.
The minimum APR for purchases varies according to the applicant's credit history and may range from 9.99% to 18.99%.
See website for complete terms and conditions of card usage and application disclosure.
- FREE Rewards Program Designed for Hard-Working Union Members
- Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
- Earn 1 Point for Every Dollar Spent Anywhere
- Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores
- NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*
- 1.99% Introductory APR on New Purchases*
- All Calls Answered in the United States
Read our review of
Union Plus MasterCard®
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Cards Offering Misc. Rewards
The top rated card in
cards offering misc. rewards
is
MERRILL+® Card
by
Bank of America
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With a rewards credit card, you are offered any of a huge range of incentives for using your credit card to make purchases, from in store offers, to airmiles, even cash back on every dollar you spend! Read our MERRILL+® Card review |
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- The APR is based on the highest Prime Rate during a 90-day period.
The minimum APR for purchases is 14.99%.
The minimum APR for cash advances is 29.99%.
The APR for purchases varies according to the applicant's credit history and will be 7.24% or 14.24% + Prime Rate.
The Sweepstakes begins at 12:00:01 AM ET on 10/01/07.
The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/08.
The Sweepstakes is sponsored by HSBC Card Services, Inc.
The American DreamCard™ MasterCard® is issued by HSBC Card Services.
Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card.
See website for additional APR information.
See website for complete terms and conditions of card usage and application disclosure.
- The American DreamCard is the Credit Card Program that can Make People Rich!
- Large Monthly Jackpots!
- Earn Entries From Everyday Shopping!
- Every $1 in Net Retail Purchases = 1 Entry to Win (Up To 1,000 Entries Per Purchase)
- No Annual Fee*
- Get 1,000 Entries Just for Applying!
- More Entries Mean More Chances to Win!
Read our review of
American DreamCard™ Platinum MasterCard®
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Secured Credit Cards
A secured card requires a cash collateral deposit that becomes the credit line for your credit card account, you will at first only be able to charge the amount that you have put in the account. Sometimes your bank will reward you for good payment and increase your credit line without you having to add more funds
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- ***The minimum deposit will vary from $100 to $200 depending on the applicant's prior credit history.
See website for complete terms and conditions of card usage and application disclosure.
- Initial Credit Limit Up To $1,000
- Low Annual Fees
- Competitive APRs
- Periodic Credit Limit Increase Review
- Complimentary Online Services for Account Management and Payment
Read our review of
Orchard Bank MasterCard® Secured
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| After you click on the "Apply Now" button you can review the terms and conditions at the credit card issuer's web site. Your application is completely secure between your computer and the card issuer's site where you apply for your new credit card. No personal information is collected by CreditCardAddition.com. Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. |
