| Bank of America Secured Visa® Platinum Card Issued by Bank of America | |||||||||
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| Review | |||||||||
| The Bank of America Secured Visa® Platinum Card issued by Bank of America, is designed for those with limited or poor credit who may have had difficulty in obtaining a standard unsecured credit card. There is an annual fee of $29, which is average for a secured card. Although the APR applied to purchases is average for a secured card, this card does not charge an application fee or a transaction fee for purchases, which are favorable benefits. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, travel, and emergency assistance, and Total Security Protection®. Perhaps the best benefit is the option to receive convenience checks at no extra charge. The card also offers access to the Photo Expressions®. Therefore, those who can afford to pay in full each month (to avoid finance charges) and can afford the $300 minimum deposit will benefit most from what the Bank of America Secured Visa® Platinum Card has to offer. | |||||||||
Review Date: 6/10/2008 | |||||||||
| Most Attractive Feature(s): No application fee; low minimum deposit required. | |||||||||
| Least Attractive Feature(s): Annual fee. | |||||||||
| Additional Perks | |||||||||
| Various Internet account related services. No liability for unauthorized transactions. Various travel and emergency assistant services. Auto rental insurance. Purchase replacement. Purchase protection. Access to Photo Expressions®. See website for additional benefits. | |||||||||
| Important Notations | |||||||||
| Cardholders may qualify for an unsecured card at a later date, based on credit and payment history. See website for complete terms and conditions of card usage and application disclosure. | |||||||||
| Note: The review on this card was updated on 6/10/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. | |||||||||
Fast approval with good credit history , your application is handled entirely by Bank of America in privacy over a secure connection once you click the link to apply below |
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