| Blue Sky from American Express® Issued by American Express | ||||||||||
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| Review | ||||||||||
| The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the reward program. Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of miles can be earned, and miles do not expire as long as the card is active and in good standing. Points can be redeemed for discounts on any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. In addition to the benefits of the rewards program, the Blue Sky from American Express® offers auto rental insurance, an online year-end financial statement, and a unique service referred to as "Return Protection" (cardholders are credited up to $300 for purchases that are non-refundable within 90 days). The card has a reasonably low interest rate for purchases and has no annual fee. In addition, cardholders can take advantage of a 0% introductory rate for purchases (valid for six months) and a low 4.99% introductory rate for balance transfers (valid until the loan is paid off). It is important to note that the introductory rate for balance transfers only applies to those who initiate a transfer when applying online for the card. Therefore, those who plan to take advantage of the reward program, pay in full each month after the introductory rate expires (to avoid finance charges), and will take advantage of the common benefits and services provided by American Express® will benefit most from what the Blue Sky from American Express® has to offer. | ||||||||||
Review Date: 6/23/2008 | ||||||||||
| Most Attractive Feature(s): No annual fee; low introductory rates; free rewards program with no blackout dates or travel restrictions. | ||||||||||
| Least Attractive Feature(s): Low APR may not be available to all applicants. | ||||||||||
| Additional Perks | ||||||||||
| Various Internet account related services. Purchase Protection. Year-end financial statement (online). Return protection. Extended Warranty. Auto rental insurance. Various travel and emergency assistance services. Emergency card replacement. Up to $100,000 in travel accident insurance. See website for additional benefits. | ||||||||||
| Important Notations | ||||||||||
| The APR for purchases varies according to the applicant's credit history and may range from 10.24% to 15.24%. Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure. | ||||||||||
| Note: The review on this card was updated on 6/23/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. | ||||||||||
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