| Brighter Planet™ Visa® Credit Card Issued by Bank of America | ||||||||||
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| Review | ||||||||||
| The Brighter Planet™ Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to support an organization dedicated to monitoring and protecting the environment and will take advantage of the EarthSmart™ reward program. Through the reward program, cardholders earn one EarthSmart™ point for every dollar spent on all purchases. Points are automatically redeemed to help fund renewable energy projects. Cardholders will also receive 1,000 EarthSmart™ bonus points after their first qualifying purchase and 1,000 EarthSmart™ bonus points when they choose paperless billing. Essentially, every 1,000 points cardholders earn will fund an estimated 1 ton of carbon offsets. In addition, for every two points earned through December 2008, Bank of America will make a matching contribution of one additional point. Aside from the reward program, cardholders can expect benefits such as fraud protection and online account access. Cardholders may also create a profile on the Brighter Planet website, which can be used to track their impact on the enviroment. The card has no annual fee and the fixed interest rate for purchases is reasonably low (for those who qualify). There is also a 0% introductory rate that can be applied towards balance transfers and cash advance checks for the first twelve months. Therefore, those who may occasionally carry a balance, plan to take advantage of the reward program, and would like to support improving the environment will find the Brighter Planet™ Visa® Credit Card a suitable option. | ||||||||||
Review Date: 7/29/2008 | ||||||||||
| Most Attractive Feature(s): No annual fee; reward program; 0% introductory rate. | ||||||||||
| Least Attractive Feature(s): No extraordinary benefits or discounts offered to cardholders aside from the reward program. | ||||||||||
| Additional Perks | ||||||||||
| Various Internet account related services. Access to Mini Card service. Fraud protection. See website for additional benefits. | ||||||||||
| Important Notations | ||||||||||
| The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. | ||||||||||
| Note: The review on this card was updated on 7/29/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. | ||||||||||
Fast approval with good credit history , your application is handled entirely by Bank of America in privacy over a secure connection once you click the link to apply below |
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