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Chase +1(SM) Student MasterCard® Issued by Chase |
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| Overall Rating | 
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| Benefit Rating | 
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| Special Offer: 0% APR for up to 6 Months and is applied to Purchases, Balance Transfers. |
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APR (Purch): 14.99%
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| Annual Fee: $0 |
| Category: Student | |
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| Review |
The Chase +1(SM) Student MasterCard®, issued by Chase, is designed for students who would like to take advantage of the rewards program.
Through the Chase +1(SM) program, cardholders earn one point per dollar spent on eligible purchases. Points are redeemable for exclusive group member benefits, such as music, movies, electronics, and more. Cardholders can earn additional points at Facebook.com/plus1.
In addition to the rewards program, the card provides common benefits that include extended warranty, purchase protection, and emergency card and cash replacement.
The card has no annual fee and a low introductory rate is available for purchases and balance transfers for up to the first six months. The interest rate for purchases and balance transfers is average and is not ideal for those who plan to carry a revolving balance.
Therefore, students who qualify for the lowest rate offered, can afford to pay in full each month (to avoid finance charges), and plan to take advantage of the Chase +1(SM) rewards program will benefit most from what the Chase +1(SM) Student MasterCard® has to offer. |
Review Date: 6/27/2008 |
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| Most Attractive Feature(s): No annual fee; donation program; 0% introductory rate. |
| Least Attractive Feature(s): Higher APR for less qualifying applicants. |
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| Additional Perks |
Various Internet account related services. Emergency cash replacement. Emergency card replacement. Auto rental insurance (Auto Rental Collision Damage Waiver). Travel accident insurance. Extended warranty for purchases. Lost and stolen card reporting. Purchase protection. See website for additional benefits. |
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| Important Notations |
The APR for purchases varies according to the applicant’s credit history and is either 9.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
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| Note: The review on this card was updated on 6/27/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. |
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