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Chase Free Cash Rewards(SM) Visa® Card Issued by Chase |
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| Overall Rating | 
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| Benefit Rating | 
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| Special Offer: 0% APR for up to 12 Months and is applied to Purchases, Balance Transfers. |
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APR (Purch): 10.99%
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| Annual Fee: $0 |
| Category: Reward - Cash | |
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| Review |
The Chase Free Cash Rewards(SM) Visa® Card, issued by Chase, is designed for those with very good credit who would like a card that offers a cash back rewards program.
Through the rewards program, cardholders earn one point for each dollar spent on all purchases. Cardholders are also awarded 1,000 bonus points with their first purchase. Each time the cardholder accrues 2,500 points, they will receive either a $25 gift check or a $25 gift certificate from their choice of various merchants and retailers. The amount of points you can earn is limited to 60,000 points per year.
In addition to the rewards program, cardholders have access to common platinum benefits provided by Chase, such as auto rental insurance, extended warranties for purchases, and travel accident insurance.
For those who qualify, the card has a reasonably low interest rate for purchases and balance transfers in comparison with other reward cards. There is also a 0% introductory rate on purchases and balance transfers for up to the first twelve billing cycles and no annual fee.
Therefore, those who qualify for the lowest rate offered and will take advantage of the rewards program will benefit most from what the Chase Free Cash Rewards(SM) Visa® Card has to offer. |
Review Date: 6/27/2008 |
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| Most Attractive Feature(s): 0% introductory rate on purchases and balance transfers; no annual fee; bonus points. |
| Least Attractive Feature(s): Higher APR for less qualifying applicants. |
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| Additional Perks |
Various Internet account related services. Emergency card replacement. Emergency cash replacement. Lost and stolen card reporting. Travel accident insurance. Auto rental insurance (Auto Rental Collision Damage Waiver). Various travel and emergency assistance services. Extended warranty for purchases. Purchase protection. No liability for unauthorized transactions. Year-end financial statement (upon request). See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. |
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| Important Notations |
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
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| Note: The review on this card was updated on 6/27/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. |
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