| IberiaBank Visa® Classic Card Issued by IberiaBank | ||||||||||
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| Review | ||||||||||
| The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance. Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting. The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a very low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases. Therefore, those who are looking for a low rate credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer. | ||||||||||
Review Date: 4/7/2008 | ||||||||||
| Most Attractive Feature(s): Low APR on all transactions; 0% introductory offer; no annual fee. | ||||||||||
| Least Attractive Feature(s): No rewards program. | ||||||||||
| Additional Perks | ||||||||||
| Various internet account services. Lost and stolen card reporting. See website for additional benefits. | ||||||||||
| Important Notations | ||||||||||
| The APR for purchases and balance transfers varies according to the applicant's credit history and will be -1.00%, 0.00%, or 1.00% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and will be 0.00%, 1.00%, or 2.00% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. | ||||||||||
| Note: The review on this card was updated on 4/7/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. | ||||||||||
Fast approval with good credit history , your application is handled entirely by IberiaBank in privacy over a secure connection once you click the link to apply below |
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