| Orchard Bank Platinum MasterCard® Issued by HSBC Bank Nevada, N.A. | ||||||||||
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| Review | ||||||||||
| The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card. This card can help those with a limited credit history, but there are several factors that should be considered before applying. The annual fee is dependent on the applicant's credit history and will range from $39 to $59, which is average for this type of credit card. There is no application fee, and the interest rate is average for this type of card. This card also offers common cardholder benefits such as purchase protection, lost and stolen card reporting, and no liability for unauthorized transactions. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months. Therefore, those who do not mind paying the average annual fee and would like the option to occasionally carry a balance will benefit most from what the Orchard Bank Platinum MasterCard® has to offer. | ||||||||||
Review Date: 7/29/2008 | ||||||||||
| Most Attractive Feature(s): Very low APR for purchases; reports to credit bureaus. | ||||||||||
| Least Attractive Feature(s): Annual fee. | ||||||||||
| Additional Perks | ||||||||||
| Various Internet account related services. Purchase protection. Emergency card replacement. Emergency cash replacement. Lost and stolen card reporting. No liability for unauthorized transactions. Choice of payment due dates. See website for additional benefits. | ||||||||||
| Important Notations | ||||||||||
| ***The total fees for the first year will vary from $39 to $59 depending on the applicant's prior credit history. See website for complete terms and conditions of card usage and application disclosure. | ||||||||||
| Note: The review on this card was updated on 7/29/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. | ||||||||||
Fast approval with good credit history , your application is handled entirely by HSBC Bank Nevada, N.A. in privacy over a secure connection once you click the link to apply below |
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