| Platinum Delta SkyMiles® Credit Card Issued by American Express | ||||||||||
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| Review | ||||||||||
| The Platinum Delta SkyMiles® Credit Card, issued by American Express®, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history. Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants (including Delta Air Lines related purchases). Twenty thousand bonus miles are awarded to new applicants with their first purchase, 5,000 of which are Base Miles to be applied towards the Medallion Status program for upgrade opportunities, mileage bonuses, and more. Miles do not have an expiration date (if travel is made through Delta Air Lines at least once every two years) and there is no yearly limit, unlike the gold and standard cards that do have yearly limits (based on annual spending). Although the annual fee of $150 is not an attractive feature, it is reduced to $95 for those who already have an American Express® Charge Card. The card offers a very low introductory rate of 3.90% on balance transfers for the first twelve months, provided the balances are transferred during the application process. The APR for purchases and balance transfers is average for a reward card. Cardholders can expect many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, and various purchase protection related services. Therefore, those who plan to spend at least $3,000 or more a month due the card's high annual fee, frequently fly on Delta Air Lines, and will use the card at participating retailers and merchants (to accumulate additional miles) will benefit most from what the Platinum Delta SkyMiles® Credit Card has to offer. | ||||||||||
Review Date: 4/24/2008 | ||||||||||
| Most Attractive Feature(s): 20,000 bonus miles; double miles at participating retailers (including Delta Air Lines); free companion ticket annually. | ||||||||||
| Least Attractive Feature(s): High annual fee; this card is not eligible for enrollment in the Membership Rewards® program. | ||||||||||
| Additional Perks | ||||||||||
| Various Internet account related services. Complimentary domestic coach companion certificate with credit card renewal each year. Year-end financial statement. Extended warranty for purchases. No liability for unauthorized Internet transactions. Fraud protection. Purchase protection. Auto rental insurance. Emergency card replacement. Various travel and emergency assistance services. Medical referral services. Legal referral services. Guaranteed hotel and motel reservations. Up to $100,000 in travel accident insurance. See website for additional benefits. | ||||||||||
| Important Notations | ||||||||||
| Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure. | ||||||||||
| Note: The review on this card was updated on 4/24/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. | ||||||||||
Fast approval with good credit history , your application is handled entirely by American Express in privacy over a secure connection once you click the link to apply below |
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