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Rainbow Platinum Plus® Visa® Card Issued by Bank of America |
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| Overall Rating | 
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| Benefit Rating | 
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| Special Offer: 0% APR for 12 Billing Cycles and is applied to Balance Transfers. |
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APR (Purch): 9.9% / 15.99%
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| Annual Fee: $0 |
| Category: Regular | |
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| Review |
The Rainbow Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to support gay and lesbian rights and participate in the WorldPoints® reward program.
Through the reward program, cardholders earn one point for every dollar spent on all purchases. There is no limit to the number of points that may be earned, but points do expire in five years. Points are redeemable for air travel, car rentals, hotel stays, merchandise, gift certificates, and more.
The card has a 0% introductory rate for both balance transfers and cash advance checks for the first twelve months, no annual fee, and a reasonably low fixed interest rate for purchases.
Each time the card is used to make a purchase, a percentage will be donated to the non-profit Rainbow Endowment organization, which benefits causes pertaining to the lesbian and gay community.
In addition to the donation program, the card also provides platinum cardholder benefits, offered by FIA Card Services, N.A., including a personal concierge service, auto rental insurance, and various travel and emergency assistance services.
Therefore, those who would like to help support the Rainbow Endowment organization and plan to take advantage of the introductory offer and the reward program will benefit most from what the Rainbow Platinum Plus® Visa® Card has to offer. |
Review Date: 5/2/2008 |
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| Most Attractive Feature(s): Very low fixed APR; reward program; no annual fee. |
| Least Attractive Feature(s): Points expire five years after they are earned. |
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| Additional Perks |
Various Internet account related services. No liability for unauthorized transactions. Various travel and emergency assistant services. Auto rental insurance. Fraud and security protection services. Access to MyConcierge(SM) service. Access to electronic bill payment. Each time the card is used, a donation is made to the Rainbow Endowment to benefit causes relevant to lesbians and gays. See website for additional benefits. |
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| Important Notations |
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. |
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| Note: The review on this card was updated on 5/2/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully
read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. |
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