| Total Merrill(SM) Cash Back Visa® Card Issued by FIA Card Services, N.A. | ||||||||||
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| Review | ||||||||||
| The Total Merrill(SM) Cash Back Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the cash reward program offered through Merrill Lynch. Through the reward program, cardholders earn one cash back reward credit for every dollar spent on all purchases. Cardholders have the option of receiving a cash reward check or having reward credits automatically deposited into a Merrill Lynch Cash Management Account® (CMA®) or Beyond Banking® account after earning a minimum of 5,000 reward credits. There is no limit on the number of reward credits earned; however, checks expire 90 days from the date of issuance. The card has no annual fee and offers the same reasonably low fixed interest rate for both purchases and cash advances. There is also a low introductory rate for balance transfers and cash advances for twelve months. Therefore, those who may occasionally carry a balance (due to the very low interest rate) and plan to take advantage of the reward program will benefit most from what the Total Merrill(SM) Cash Back Visa® Card has to offer. | ||||||||||
Review Date: 6/23/2008 | ||||||||||
| Most Attractive Feature(s): Very low fixed APR for purchases and balance transfers; no annual fee; access to reward program. | ||||||||||
| Least Attractive Feature(s): Various restrictions applied to reward program. | ||||||||||
| Additional Perks | ||||||||||
| See website for additional benefits. | ||||||||||
| Important Notations | ||||||||||
| See website for complete terms and conditions of card usage and application disclosure. | ||||||||||
| Note: The review on this card was updated on 6/23/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc. | ||||||||||
Fast approval with good credit history , your application is handled entirely by FIA Card Services, N.A. in privacy over a secure connection once you click the link to apply below |
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