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Cash Rewards Credit Cards

 

Discover® More(SM) Card

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM) Card

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card

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Clear from American Express

Intro
APR

0% APR for 12 Months
Typical
APR

11.24%
Annual
Fee

$0

Clear from American Express

apply online

  • Card is currently unavailable to residents of Puerto Rico. The APR for purchases varies according to the applicant’s credit history and will be 5.99%, 7.99%, or 9.99% + Prime Rate. Although there are no late fees or over the limit fees, if minimum payments are not paid within the grace period for two times during any portion of a twelve-month billing period, the default APR of 21.99% + Prime Rate will be applied to all balances for a minimum of twelve billing periods. See website for complete terms and conditions of card usage and application disclosure.
  • No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
  • Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
  • Flexible Payment Terms. You Can Pay in Full, or Carry a Balance. The Choice is Yours
  • No Annual Fee and 0% Intro APR for Up to 12 Months
  • World Class Cardmember Benefits Including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection
  • Express Approval. Get a Decision in Less than 60 Seconds

Read our review of Clear from American Express

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Chase Freedom(SM) Credit Card

Intro
APR

No Intro. Rate Available
Typical
APR

14.99%
Annual
Fee

$0

Chase Freedom(SM) Credit Card

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • Receive $50 after You Make Your First Purchase
  • 3% Cash Back in Your Top 3 Everyday Spending Categories
  • 1% Cash Back for Every $1 You Spend on All Other Purchases
  • Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards

Read our review of Chase Freedom(SM) Credit Card

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Discover® Motiva(SM) Card

Intro
APR

3.9% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® Motiva(SM) Card

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Free Payment by Phone or Online-Even on Your Payment Due Date
  • Choose a Payment due Date That Meets Your Needs
  • No Annual Fee
  • Online Account Access

Read our review of Discover® Motiva(SM) Card

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IberiaBank Visa® Gold Cash Back Rewards Card

Intro
APR

0% APR for 6 Months
Typical
APR

6.24%
Annual
Fee

$0

IberiaBank Visa® Gold Cash Back Rewards Card

apply online

  • The APR for purchases and balance transfers varies according to the applicant's credit history and will be 0.99%, 1.99%, or 2.99% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and will be 1.99%, 2.99%, or 3.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • 1% Cash Back on Everything You Buy From Day One
  • No limit on Cash Back; No Expiration for the Life of Your Account
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
  • No Minimum to Redeem for Cash
  • No Annual Membership Fee

Read our review of IberiaBank Visa® Gold Cash Back Rewards Card

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Blue Cash® from American Express®

Intro
APR

0% APR for 6 Months
Typical
APR

10.24%
Annual
Fee

$0

Blue Cash® from American Express®

apply online

  • No pre-set spending limit - purchases are approved based on credit record, account history, and personal resources. Card is currently unavailable to residents of Puerto Rico. The APR for purchases and balance transfers varies according to the applicant's credit history and will be 4.99%, 6.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • Best Cash-Rebate Card by Kiplinger’s Personal Finance*
  • Up To 5% Cash Back with Unlimited Cash Rewards
  • Earn Unlimited Cash Back
  • 0% Intro APR for 6 Months on Purchases
  • Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
  • No Annual Fee
  • Express Approval. Get a Decision in Less than 60 Seconds

Read our review of Blue Cash® from American Express®

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Discover® More(SM) Card- American Flag

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card- American Flag

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card- American Flag

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Chase Free Cash Rewards(SM) Visa® Card

Intro
APR

0% APR for 12 Months
Typical
APR

10.99%
Annual
Fee

$0

Chase Free Cash Rewards(SM) Visa® Card

apply online

  • The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 1 Point for Every Dollar in Purchases
  • 1,000 Bonus Points with Your First Purchase
  • Intro 0% Fixed APR for Up To 12 Months
  • No Annual Fee
  • Get Your Rewards with as Few as 2,500 Points
  • Choose from Either a $25 Check or a $25 Gift Card/Certificate for Every 2,500 Points Earned

Read our review of Chase Free Cash Rewards(SM) Visa® Card

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Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

Intro
APR

0% APR for 12 Billing Cycles
Typical
APR

9.99% / 15.99%
Annual
Fee

$0

Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

apply online

  • This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
  • *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
  • *No Annual Fee
  • *100% Fraud Protection
  • *Free Online Account Management
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Card Issued by FIA Card Services, N.A.

Read our review of Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

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Discover® More(SM) Card - Sealife Collection

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card - Sealife Collection

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card - Sealife Collection

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Efectiva® Platinum Plus® Visa®

Intro
APR

0% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

Efectiva® Platinum Plus® Visa®

apply online

  • See website for complete terms and conditions of card usage and application disclosure
  • No Annual Fee
  • Customer Communications are Sent in Spanish and English
  • Up To $600 Cash Back Per Year
  • Optional Mini Card
  • Discounts on Auto Rentals
  • Card Issued by FIA Card Services, N.A.

Read our review of Efectiva® Platinum Plus® Visa®

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Money Return® Visa® Platinum Plus®

Intro
APR

0% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$19

Money Return® Visa® Platinum Plus®

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • 0% Intro Annual Percentage Rate (APR) on Purchases and Balance Transfers for the First 6 Billing Cycles
  • Online Banking Service
  • Total Security Protection®
  • Card Issued by FIA Card Services, N.A.

Read our review of Money Return® Visa® Platinum Plus®

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Discover® More(SM) Card - Wildlife Collection

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card - Wildlife Collection

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card - Wildlife Collection

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Discover® More(SM) Card - Clear

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card - Clear

apply online

  • The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card - Clear

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Financial Rewards® Visa® Platinum Plus®

Intro
APR

0% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

Financial Rewards® Visa® Platinum Plus®

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • 0% Fixed Intro APR on Balance Transfers
  • No Annual Fee
  • Get Cash Back on Purchases - as Much as $600 Per Year
  • Receive 5 Bonus Points with Your Very First Purchase - 1 Point Equals $1 in Rebates
  • Card Issued by FIA Card Services, N.A.

Read our review of Financial Rewards® Visa® Platinum Plus®

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Discover® More(SM) Card - Monogram

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card - Monogram

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • Earn More Cash in More Ways Than Anyone Else(SM)*
  • Unlimited Cash Rewards, Automatically
  • Up to 20% Cashback Bonus® When You Shop Online*
  • Double Rewards With More than 80 Cashback Bonus Partners*
  • 0% Intro APR*
  • Choose Your Personalized Design
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card - Monogram

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Total Merrill(SM) Cash Back Visa® Card

Intro
APR

1.9% APR for 12 Months
Typical
APR

9.99%
Annual
Fee

$0

Total Merrill(SM) Cash Back Visa® Card

apply online

  • **After April 19, 2008, the APR for cash advances will be 19.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 1% Cash Back on Virtually All Purchases
  • No Annual Fee
  • No Annual Fee and a Low Competitive 9.99% Annual Percentage Rate (APR)
  • Low 9.99% APR for Retail Purchases?
  • Credit Line may be as High as $250,000
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account

Read our review of Total Merrill(SM) Cash Back Visa® Card

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One from American Express®

Intro
APR

No Intro. Rate Available
Typical
APR

11.24%
Annual
Fee

$35**

One from American Express®

apply online

  • The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. The APR for purchases and balance transfers varies according to the applicant’s credit history and may range from 5.99% to 7.99% + Prime Rate. The card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.
  • No Pre-Set Spending Limit
  • Get $50 after Your First Purchase
  • Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
  • Never Pay Interest on New Purchases
  • The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
  • No Annual Fee The First Year - A $35 Savings
  • Express Approval. Get a Decision in less than 60 Seconds

Read our review of One from American Express®

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TrueEarnings® Card from Costco and American Express

Intro
APR

0% APR for 3 Months
Typical
APR

15.24%
Annual
Fee

$0

TrueEarnings® Card from Costco and American Express

apply online

  • To apply for the card, the applicant must have a valid Costco membership. This card is not available to Puerto Rico residents. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 3% Cash Back for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else Including Costco
  • No Annual Fee with Your Paid Costco Membership
  • The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
  • The Flexibility to Pay Charges Over Time
  • No Limit on the Cash Back Earned

Read our review of TrueEarnings® Card from Costco and American Express

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Blue Cash® from American Express®

Chase Free Cash Rewards(SM) Visa® Card

Discover® More(SM)  Card - Wildlife Collection

Discover® More(SM)  Card - Clear

Discover® More(SM)  Card- American Flag

 
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