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Business Credit Cards

The top rated card in this category is Starwood Preferred Guest® Business Credit Card from American Express® by American Express

Starwood Preferred Guest Business Credit Card from American Express

Business credit cards give you that much needed credit line to run your business effectively. Whether you need to make purchases for business travel or entertainment these cards will provide you with the financial injection to help you to make your next deal. Business credit cards offer more detailed statements and monthly reports to help you keep track of your business expenses

Read our Starwood Preferred Guest® Business Credit Card from American Express® review

 

Advanta Life of Balance Platinum Card

Intro
APR

2.99% APR for Life of Balance Transfers
Typical
APR

9.99%
Annual
Fee

$0

Advanta Life of Balance Platinum Card

apply online

  • The APR is based on the highest Prime Rate during a 90-day period. Cardholders can only enroll in either the cash back rebate program or the travel rewards program. The APR for cash advances varies according to the applicant's credit history and will be either 2.24% or 12.24% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • 2.99% APR for Life of Balances Transferred within 3 Months*
  • Choice of 6% Cash Back on Bonus Qualifying Purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get Employee Cards with No Fee and Set Spending Limits Per User
  • $0 Fraud Liability
  • Personalized Card -- Your Company Name on the Card, Plus Your Logo
  • *See Terms & Conditions for Important Information, Benefits and Limitations

Read our review of Advanta Life of Balance Platinum Card

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American Express SimplyCash® Business Card

Intro
APR

0% APR for Up to 12 Months
Typical
APR

As low as Prime + 0%
Annual
Fee

$0

American Express SimplyCash® Business Card

apply online

  • The APR for purchases varies according to the applicant’s credit history and will be 0.00%, 3.99%, 6.99%, or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 5% Cash Back on Automobile Gas, Office Supplies, and Wireless Services
  • Earn 1% Cash Back on Virtually All Other Purchases
  • No Limits to The Cash Back You Can Earn
  • Cash Back is Automatically Credited to the Statement Each Month
  • 0% Introductory APR for Up to 12 Months
  • No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
  • Additional Cards Have No Annual Fee

Read our review of American Express SimplyCash® Business Card

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Chase Platinum Business Card

Intro
APR

0% APR for 12 Months
Typical
APR

8.99%
Annual
Fee

$0

Chase Platinum Business Card

apply online

  • The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 7.99% or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant’s credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • Save with 0% APR for Up To 12 Months on Purchases and Balance Transfers*
  • Free Online Reporting - Quarterly Reports Enable You to Monitor Your Business Spending
  • No Annual Fee
  • Platinum Business Benefits - Value Benefits Such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance
  • Visa Business Partner Advantage - Savings of Up To 20% From Leading Retailers with Special Offers on Computer Equipment, Office Supplies and More

Read our review of Chase Platinum Business Card

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Advanta Platinum BusinessCard with Rewards

Intro
APR

0% APR for 15 Months
Typical
APR

7.99%
Annual
Fee

$0

Advanta Platinum BusinessCard with Rewards

apply online

  • Cardholders can only enroll in either the cash back rebate program or the travel rewards program. The variable APR for cash advances varies according to the applicant's credit history and will be either 7.99% or 19.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 0% APR for 15 Months on Balance Transfers, 7.99% APR Thereafter*
  • 7.99% Variable APR (Based on Prime) on Purchases
  • Up to 5% Cash Back on Office Supplies, Gas and More*
  • No Annual Fee and No Limit on Earnings
  • Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
  • $0 Fraud Liability
  • Personalized Card -- Your Company Name on the Card, Plus Your Logo

Read our review of Advanta Platinum BusinessCard with Rewards

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Advanta Platinum BusinessCard

Intro
APR

0% APR for 12 Months
Typical
APR

13.74%
Annual
Fee

$0

Advanta Platinum BusinessCard

apply online

  • The APR is based on the highest Prime Rate during a 90-day period. **The APR for cash advances varies according to the applicant's credit history and will be either 5.99% or 12.24% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • 0% Intro APR on Balance Transfers and Purchases for 12 Months*
  • [Actual Offered Rate] Variable APR thereafter
  • Up To $50,000 Credit Line
  • No Annual Fee
  • Get Employee Cards with No Fee and Set Spending Limits Per User
  • $0 Fraud Liability
  • Personalized Card - Your Company Name on the Card, Plus Your Logo

Read our review of Advanta Platinum BusinessCard

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American Express® Platinum Business FreedomPass(SM) Card

Intro
APR

0% APR for 12 Months
Typical
APR

As low as Prime + 3.99%
Annual
Fee

$0

American Express® Platinum Business FreedomPass(SM) Card

apply online

  • The APR for purchases and balance transfers varies according to the applicant’s credit history and will be 3.99%, 5.99%, 7.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • 5,000 Point Welcome Bonus with First Purchase
  • Earn 1 Point for Virtually Every Dollar You Spend
  • Redeem for Savings on Any Flight, Hotel, Car Rental or Cruise
  • No Blackout Dates and No Travel Restrictions
  • 0% Introductory APR on Purchases for the First 12 Months
  • No Annual Fee and the Option to Pay over Time or Pay in Full
  • No Annual Fee for Additional Cards

Read our review of American Express® Platinum Business FreedomPass(SM) Card

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The Platinum Business Credit Card

Intro
APR

0% APR for 12 Months
Typical
APR

As low as Prime + 2.99%
Annual
Fee

$0

The Platinum Business Credit Card

apply online

  • Card is currently unavailable to residents of Puerto Rico. The APR for purchases varies according to the applicant's credit history and will be 2.99%, 4.99%, 6.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • Option to Enroll in the Membership Rewards Express® Program Fee-Free
  • There's No Limit to the Number of Points You Can Earn
  • Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
  • 0% APR for the First 12 Months
  • No Annual Fee
  • No Annual Fee for Additional Cards

Read our review of The Platinum Business Credit Card

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Advanta Platinum with Rewards Customized BusinessCard

Intro
APR

0% APR for 15 Months
Typical
APR

7.99%
Annual
Fee

$0

Advanta Platinum with Rewards Customized BusinessCard

apply online

  • Cardholders can only enroll in either the cash back rebate program or the travel rewards program. The APR for cash advances varies according to the applicant's credit history and will be either 7.99% or 19.99%. The minimum APR for the Prime Rate is 7.75%. See website for complete terms and conditions of card usage and application disclosure.
  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on Office Supplies, Gas and More*
  • No Annual Fee and No Limit on Earnings
  • Get Employee Cards with No Fee and Set Spending Limits Per User
  • $0 Fraud Liability
  • Personalized Card -- Your Company Name on The Card, Plus Your Logo or Other Image!

Read our review of Advanta Platinum with Rewards Customized BusinessCard

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Cards to Rebuild Credit

The top rated card in cards to rebuild credit is Orchard Bank Platinum MasterCard® by HSBC Bank Nevada, N.A.

Orchard Bank Platinum MasterCard

If you are struggling with less than perfect credit?, this kind of card is designed to help you rebuild your credit history to give you extra options in the future and make future purchases both cheaper and more convenient.

Read our Orchard Bank Platinum MasterCard® review

 

Orchard Bank Platinum MasterCard®

Intro
APR

0% APR for 6 Months
Typical
APR

14.9%
Annual
Fee

$39**

Orchard Bank Platinum MasterCard®

apply online

  • ***The total fees for the first year will vary from $39 to $59 depending on the applicant's prior credit history. See website for complete terms and conditions of card usage and application disclosure.
  • Enjoy the Prestige of Platinum with No Up Front Fees
  • Premium Platinum Benefits Including Purchase Protection
  • Reports to All 3 Credit Bureaus Monthly
  • Free Online 24-Hour Account Access and Bill Pay
  • Periodic Credit Limit Increases

Read our review of Orchard Bank Platinum MasterCard®

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Pre-Paid Credit Cards

The top rated card in pre-paid credit cards is All-Access® Visa® Prepaid Card by MetaBank

All-Access Visa Prepaid Card

A prepaid credit card is designed just for people with a poor credit history and need to make purchases with a mastercard or visa card (such as online shopping). Prepaid cards do not require any credit check or proof of income, and do not charge interest on your balance

Read our All-Access® Visa® Prepaid Card review

 

Eufora™ Elite Credit Builder Prepaid MasterCard®

Intro
APR

No Intro. Rate Available
Typical
APR

No APR
Annual
Fee

$99.95

Eufora™ Elite Credit Builder Prepaid MasterCard®

apply online

  • **Maximum deposit when using a checking or savings account through the Internet is $300; when using any other method the maximum is $5,000. Elite cardmembers will earn $90 per year for each approved Elite MasterCard® referral in good standing, $50 per year for each approved Preferred MasterCard® referral in good standing, and $20 per year for each approved Associate MasterCard® referral in good standing. See website for complete terms and conditions of card usage and application disclosure.
  • No Credit Check
  • Cash Reward Program
  • Optional Credit Bureau Reporting
  • Zero Liability

Read our review of Eufora™ Elite Credit Builder Prepaid MasterCard®

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BuyRIGHT Pre-Paid MasterCard®

Intro
APR

No Intro. Rate Available
Typical
APR

No APR
Annual
Fee

$0

BuyRIGHT Pre-Paid MasterCard®

apply online

  • **Cardholders have the option to choose between a monthly fee of $4.95 and no monthly fee with a pay per transaction fee of $1. ***The inactivity fee will only be charged to those who choose the pay per transaction option, and it will only be charged after six months of inactivity on the card account. ****If the cardholder chooses the option to pay a $1 fee per transaction rather than pay the monthly fee, the total basic fee for the first year would be $29.95. No credit checks or turndowns. No employment verifications. Cardholders who choose to participate in the Credit Building Program will have their monthly payment history reported to at least one major credit bureau. Must be at least 18 and a U.S. citizen or permanent resident. Although residents of HI and AK can apply for the card, merchandise can only be shipped to the 48 contiguous states. See website for complete terms and conditions of card usage and application disclosure.
  • Free Direct Deposit
  • On-Time Monthly Payments Reported To at Least One Major Credit Bureau
  • Free Account Activity Alerts
  • Flexible Fee Structure
  • BuyRIGHT Rewards Program
  • BuyRIGHT Cash Back Referral Program

Read our review of BuyRIGHT Pre-Paid MasterCard®

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Low APR Credit Cards

Popular credit cards which most people can easily apply for to get the extra spending power they need

 

Make-A-Wish® Platinum Visa® Card

Intro
APR

1.9% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

Make-A-Wish® Platinum Visa® Card

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • The Make-A-Wish Foundation Will Receive .65% of All Net Purchases and a Minimum of $2 Per Open and Activated Account
  • No Annual Fee
  • Optional Mini Card
  • No Balance Transfer Fees for Introductory Rate
  • Card Issued by FIA Card Services, N.A.

Read our review of Make-A-Wish® Platinum Visa® Card

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Rainbow Platinum Plus® Visa® Card

Intro
APR

0% APR for 12 Billing Cycles
Typical
APR

9.9% / 15.99%
Annual
Fee

$0

Rainbow Platinum Plus® Visa® Card

apply online

  • The fixed APR for purchases and balance transfers varies according to the applicant’s credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
  • For Every New Account That is Opened and Every Purchase Made With the Card, Bank of America Will Make a Contribution to the Rainbow Endowment - at no Additional Cost to You! The Rainbow Endowment is a Grant Making Organization that Funds the GLBT Community
  • Earn 1 Point for Every Net Retail Dollar and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • No Annual Fee
  • Online Account Access, Get Up-To-The-Minute Account Information, Schedule Payments Online, Review Statements and Much More
  • Card Issued by FIA Card Services, N.A.

Read our review of Rainbow Platinum Plus® Visa® Card

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Bank of America® Platinum Plus® Visa® Card

Intro
APR

0% APR for 12 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

Bank of America® Platinum Plus® Visa® Card

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • 0% Introductory APR on Balance Transfers and Cash Advance Checks
  • No Annual Fee
  • No Balance Transfer Fees for Introductory Rate
  • Get a Response in 60 Seconds
  • Card Issued by FIA Card Services, N.A.

Read our review of Bank of America® Platinum Plus® Visa® Card

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Free Airmiles Credit Cards

Do you spend lots of time flying at your own expense?, if so then you should consider a mileage credit card. These great cards reward you in the form of air miles that you can use to either get discounts on future flights or get completely free flights if you have earned enough points

 

WorldPerks® Visa® Platinum Card

Intro
APR

No Intro. Rate Available
Typical
APR

15.75%
Annual
Fee

$55

WorldPerks® Visa® Platinum Card

apply online

  • The APR is based on the highest Prime Rate during a 90-day period. Northwest® WorldPerks® Platinum Elite, Gold Elite, Silver Elite members and WorldPerks® Visa® customers who select the full payment option (AutoPay) are exempt from all award limitations on miles earned. The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources. See website for complete terms and conditions of card usage and application disclosure.
  • Sign Up Now and Get a One-Time, Up To 7,500 Mile Enrollment Bonus
  • No Blackout Dates for Award Travel
  • Up To 5 Miles Per $1 Spent at Over 10,000 Restaurants and Hotels Nationwide
  • Acceptance at Millions of Locations Worldwide

Read our review of WorldPerks® Visa® Platinum Card

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Mexicana® Airlines Visa® Platinum Plus® Card

Intro
APR

1.9% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$45

Mexicana® Airlines Visa® Platinum Plus® Card

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • Earn One Free Companion Ticket Coupon the First Year, after First Purchase
  • Two Miles for Every Dollar Spent with Mexicana® Airlines
  • 4,000 Welcome Miles for Joining the Frecuenta Program
  • Receive a $99 Companion Ticket Coupon Annually, Thereafter
  • No Balance Transfer Fees for Introductory Rate
  • Bonus Miles: 2,000 Anniversary Bonus Miles Each Year
  • Card Issued by FIA Card Services, N.A.

Read our review of Mexicana® Airlines Visa® Platinum Plus® Card

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Hawaiian Airlines® Visa® Platinum Credit Card

Intro
APR

1.99% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$50

Hawaiian Airlines® Visa® Platinum Credit Card

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • 2,000 Miles Each Anniversary as a Cardholder
  • Two HawaiianMiles for Every Dollar Spent on Tickets Purchased Directly from Hawaiian Airlines® Up to 100,000 Miles Per Calendar Year
  • Total Security Protection®
  • Card Issued by FIA Card Services, N.A.

Read our review of Hawaiian Airlines® Visa® Platinum Credit Card

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Asiana Visa® Platinum Plus® Card

Intro
APR

1.9% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$80

Asiana Visa® Platinum Plus® Card

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • 5,000 Bonus Miles Upon First Purchase
  • 1 Mile Awarded for Each Dollar Spent on Eligible Purchases
  • 2 Miles for Every Dollar on Asiana Airlines Ticket Purchases When Using the Card
  • Miles Compatible with Frequent Flyer Programs
  • Card Issued by FIA Card Services, N.A.

Read our review of Asiana Visa® Platinum Plus® Card

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Platinum Delta SkyMiles® Credit Card

Intro
APR

3.90% APR for 12 Months
Typical
APR

15.24
Annual
Fee

$150

Platinum Delta SkyMiles® Credit Card

apply online

  • Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 20,000 Bonus SkyMiles® (Including 5,000 Medallion Qualification Miles) After First Purchase
  • Earn Always Double Miles® on Every Eligible Dollar You Spend at Supermarkets, Drugstores, Gas Stations, Home Improvement/Hardware Stores, and the U.S. Postal Service
  • Earn Double Miles When You Use Your Card to Pay Your Wireless Phone Bill and for Delta Purchases
  • Earn One Mile for Every Dollar on Other Eligible Purchases
  • Miles Never Expire and There is No Cap on the Miles You Can Earn
  • Earn 2,500 Bonus Miles for Adding an Additional Cardmember
  • Now You Can Redeem Your Miles for Any Delta seat, Any Time at Delta.com. Pay with Miles is an Exclusive New Benefit for Gold Delta SkyMiles® Credit Cardmembers that Goes Above and Beyond to Help Ensure that Your Miles Work the Way You Want Them to

Read our review of Platinum Delta SkyMiles® Credit Card

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Cash Rewards Credit Cards

Imagine your bank paying you to use a credit card, wouldnt that be amazing. Once you own a cash rewards credit card, your card issuer will pay you back a percentage of your purchases at the end of each year in one large check. Its like having generous discounts on everything you buy, go on and apply today.

 

Discover® More(SM) Card

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM) Card

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card

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Discover® More(SM) Card - Clear

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card - Clear

apply online

  • The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card - Clear

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Discover® More(SM) Card- American Flag

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card- American Flag

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card- American Flag

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Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

Intro
APR

0% APR for 12 Billing Cycles
Typical
APR

9.99% / 15.99%
Annual
Fee

$0

Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

apply online

  • This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
  • *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
  • *No Annual Fee
  • *100% Fraud Protection
  • *Free Online Account Management
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Card Issued by FIA Card Services, N.A.

Read our review of Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

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Financial Rewards® Visa® Platinum Plus®

Intro
APR

0% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

Financial Rewards® Visa® Platinum Plus®

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • 0% Fixed Intro APR on Balance Transfers
  • No Annual Fee
  • Get Cash Back on Purchases - as Much as $600 Per Year
  • Receive 5 Bonus Points with Your Very First Purchase - 1 Point Equals $1 in Rebates
  • Card Issued by FIA Card Services, N.A.

Read our review of Financial Rewards® Visa® Platinum Plus®

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Discover® More(SM) Card - Sealife Collection

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card - Sealife Collection

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card - Sealife Collection

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Efectiva® Platinum Plus® Visa®

Intro
APR

0% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

Efectiva® Platinum Plus® Visa®

apply online

  • See website for complete terms and conditions of card usage and application disclosure
  • No Annual Fee
  • Customer Communications are Sent in Spanish and English
  • Up To $600 Cash Back Per Year
  • Optional Mini Card
  • Discounts on Auto Rentals
  • Card Issued by FIA Card Services, N.A.

Read our review of Efectiva® Platinum Plus® Visa®

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Chase Free Cash Rewards(SM) Visa® Card

Intro
APR

0% APR for 12 Months
Typical
APR

10.99%
Annual
Fee

$0

Chase Free Cash Rewards(SM) Visa® Card

apply online

  • The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 1 Point for Every Dollar in Purchases
  • 1,000 Bonus Points with Your First Purchase
  • Intro 0% Fixed APR for Up To 12 Months
  • No Annual Fee
  • Get Your Rewards with as Few as 2,500 Points
  • Choose from Either a $25 Check or a $25 Gift Card/Certificate for Every 2,500 Points Earned

Read our review of Chase Free Cash Rewards(SM) Visa® Card

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Money Return® Visa® Platinum Plus®

Intro
APR

0% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$19

Money Return® Visa® Platinum Plus®

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • 0% Intro Annual Percentage Rate (APR) on Purchases and Balance Transfers for the First 6 Billing Cycles
  • Online Banking Service
  • Total Security Protection®
  • Card Issued by FIA Card Services, N.A.

Read our review of Money Return® Visa® Platinum Plus®

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Discover® More(SM) Card - Wildlife Collection

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card - Wildlife Collection

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card - Wildlife Collection

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Discover® More(SM) Card - Monogram

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® More(SM)  Card - Monogram

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • Earn More Cash in More Ways Than Anyone Else(SM)*
  • Unlimited Cash Rewards, Automatically
  • Up to 20% Cashback Bonus® When You Shop Online*
  • Double Rewards With More than 80 Cashback Bonus Partners*
  • 0% Intro APR*
  • Choose Your Personalized Design
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® More(SM) Card - Monogram

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Gas Credit Cards

The top rated card in gas credit cards is Discover® Open Road(SM) Card by Discover

Discover Platinum Gas Card

With prices rising at the pump, these credit cards will provide up to 10% cash back on all your gas purchases!. Beat price rises by applying for a gas credit card today.

Read our Discover® Open Road(SM) Card review

 

Discover® Open Road(SM) Card

Intro
APR

0% Intro APR*
Typical
APR

10.99%
Annual
Fee

$0

Discover® Open Road(SM) Card

apply online

  • *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information

Read our review of Discover® Open Road(SM) Card

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Hotel Rewards Credit Cards

The top rated card in hotel rewards credit cards is Starwood Preferred Guest® Credit Card from American Express® by American Express

Starwood Preferred Guest Credit Card from American Express

With a rewards credit card, you are offered any of a huge range of incentives for using your credit card to make purchases, from in store offers, to airmiles, even cash back on every dollar you spend!

Read our Starwood Preferred Guest® Credit Card from American Express® review

 

Total Rewards® Platinum Plus® Credit Card

Intro
APR

0% APR for 12 Billing Cycles
Typical
APR

9.99% / 15.99%
Annual
Fee

$0

Total Rewards® Platinum Plus® Credit Card

apply online

  • This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
  • *Earn 1 Reward Credit for Every $1 You Charge in Net Retail Purchases Anywhere - at the Grocery Store, Mall, Gas Station, Online, Even when You Pay Recurring Monthly Bills
  • *These Reward Credits Will Be Added to Your Total Rewards Account Balance, which Can Also Be Earned by Your Gaming Play at Any Harrah's Operating Company Casino
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Card Issued by FIA Card Services, N.A.

Read our review of Total Rewards® Platinum Plus® Credit Card

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Starwood Preferred Guest® Credit Card from American Express®

Intro
APR

2.9% APR for 6 Months
Typical
APR

15.24%
Annual
Fee

$45**

Starwood Preferred Guest® Credit Card from American Express®

apply online

  • Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 10,000 Starpoints® with Your First Purchase - Enough for Up To 3 Free Nights at a Category 1 or 2 Hotel
  • Earn 15,000 Bonus Starpoints® After You Spend $15,000 In 6 Months
  • Winner Best Affinity Credit Card at the 19th Annual Freddie Awards -- Voted on by Frequent Travelers
  • Use Starpoints® for Free Nights and Upgrades at over 860 Participating Starwood Hotels and Resorts in 95 Countries
  • Transfer Starpoints® Almost Always on a 1:1 Basis to the Frequent Flyer Programs of over 30 Major Airlines
  • Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
  • No Annual Fee for the First Year and $45 Thereafter

Read our review of Starwood Preferred Guest® Credit Card from American Express®

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Choice Privileges® Visa® Card

Intro
APR

1.99% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

Choice Privileges® Visa® Card

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • Earn 8,000 Points after Your First Qualifying Purchases of $150, Plus Earn Points on All Your Purchases
  • 1.99% Fixed Introductory Annual Percentage Rates (APR) on Purchases and Balance Transfers (Not Cash Advances) for the First 6 Months
  • Earn 15 Points for Every Dollar Spent at Choice Privileges Locations throughout the U.S., Canada, and Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion®, and MainStay Suites®
  • Earn 2 Points Per Dollar on All Other Purchases
  • No Annual Fee
  • Card Issued by FIA Card Services, N.A.

Read our review of Choice Privileges® Visa® Card

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Wyndham Rewards MasterCard(SM)

Intro
APR

0% APR for 12 Billing Cycles
Typical
APR

9.99% / 15.99%
Annual
Fee

$0

Wyndham Rewards MasterCard(SM)

apply online

  • This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. TripRewards® membership is free. Visit www.triprewards.com for more information on their program. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 2 Points for Every $1 in Purchases
  • Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
  • Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
  • No Annual Fee
  • 24-Hour Online Access
  • Absolute Fraud Protection
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles

Read our review of Wyndham Rewards MasterCard(SM)

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Hilton HHonors® Platinum Card from American Express®

Intro
APR

2.9% APR for 6 Months
Typical
APR

15.24%
Annual
Fee

$0

Hilton HHonors® Platinum Card from American Express®

apply online

  • Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure
  • Earn 10,000 HHonors Bonus Points After Your Very First Purchase on the Card - Enough for a Free Night
  • Earn 15,000 Bonus Points After You Spend $5,000 in 5 Months - That’s in Addition to the 15,000 Points You Would Earn for Your Card Spending
  • Earn 10,000 HHonors Bonus Points Over the Course of Your First Four Stays at Any Participating Hilton Family Hotels (2,500 HHonors bonus Points Each Stay)
  • Receive 5 HHonors® Bonus Points for Each Dollar Spent at Hilton Family and for Eligible Purchases at Supermarkets, Drugstores, Gas Stations, Dining Establishments, and More
  • Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
  • No Annual Fee
  • Express Approval. Get a Decision in 60 Seconds

Read our review of Hilton HHonors® Platinum Card from American Express®

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Cards Offering Misc. Rewards

The top rated card in cards offering misc. rewards is MERRILL+® Card by Bank of America

MERRILL+ Card

With a rewards credit card, you are offered any of a huge range of incentives for using your credit card to make purchases, from in store offers, to airmiles, even cash back on every dollar you spend!

Read our MERRILL+® Card review

 

Chase Platinum Visa® Card

Intro
APR

0% APR for 12 Months
Typical
APR

10.99%
Annual
Fee

$0

Chase Platinum Visa® Card

apply online

  • The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant’s credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
  • The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
  • No Annual Fee
  • FREE Online Account Access
  • FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Read our review of Chase Platinum Visa® Card

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Chase Flexible Rewards Platinum Visa® Card

Intro
APR

0% APR for 12 Months
Typical
APR

10.99%
Annual
Fee

$0

Chase Flexible Rewards Platinum Visa® Card

apply online

  • The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 1 Point for Every Dollar Spent
  • Earn Airline Tickets, Hotel Stays, or Car Rentals
  • 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers
  • No Annual Fee
  • Earn Travel with as Little as 25,000 Points

Read our review of Chase Flexible Rewards Platinum Visa® Card

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Bank of America WorldPoints® Platinum Plus® Visa® Card

Intro
APR

0% APR for 12 Billing Cycles
Typical
APR

9.99% / 15.99%
Annual
Fee

$0

Bank of America WorldPoints® Platinum Plus® Visa® Card

apply online

  • This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
  • *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • *No Annual Fee
  • *Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates and More§
  • *100% Fraud Protection
  • *Online Account Access and Points Management
  • Card Issued by FIA Card Services, N.A.

Read our review of Bank of America WorldPoints® Platinum Plus® Visa® Card

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Chase Platinum MasterCard®

Intro
APR

0% APR for 12 Months
Typical
APR

10.99%
Annual
Fee

$0

Chase Platinum MasterCard®

apply online

  • The APR for purchases varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant’s credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
  • 0% Intro APR*
  • The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
  • No Annual Fee
  • Flexible Rewards Program: Earn One Point Per Dollar Spent. Redeem for Your Choice of Cash Back, Merchandise, Travel or Gift Cards
  • Interest-Free Grace Period When You Pay Your Bill in Full Each Month
  • FREE Online Account Access
  • FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Read our review of Chase Platinum MasterCard®

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Bank of America WorldPoints® Platinum Plus™ MasterCard® Credit Card

Intro
APR

0% APR for 12 Billing Cycles
Typical
APR

9.99% / 15.99%
Annual
Fee

$0

Bank of America WorldPoints® Platinum Plus™ MasterCard® Credit Card

apply online

  • This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
  • Card Issued by FIA Card Services, N.A.

Read our review of Bank of America WorldPoints® Platinum Plus™ MasterCard® Credit Card

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American DreamCard™ Platinum MasterCard®

Intro
APR

No Intro. Rate Available
Typical
APR

14.99%
Annual
Fee

$0

American DreamCard™ Platinum MasterCard®

apply online

  • The APR is based on the highest Prime Rate during a 90-day period. The minimum APR for purchases is 14.99%. The minimum APR for cash advances is 29.99%. The APR for purchases varies according to the applicant's credit history and will be 7.24% or 14.24% + Prime Rate. The Sweepstakes begins at 12:00:01 AM ET on 10/01/07. The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/08. The Sweepstakes is sponsored by HSBC Card Services, Inc. The American DreamCard™ MasterCard® is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card. See website for additional APR information. See website for complete terms and conditions of card usage and application disclosure.
  • The American DreamCard is the Credit Card Program that can Make People Rich!
  • Large Monthly Jackpots!
  • Earn Entries From Everyday Shopping!
  • Every $1 in Net Retail Purchases = 1 Entry to Win (Up To 1,000 Entries Per Purchase)
  • No Annual Fee*
  • Get 1,000 Entries Just for Applying!
  • More Entries Mean More Chances to Win!

Read our review of American DreamCard™ Platinum MasterCard®

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The Nature Conservancy Platinum Plus® Visa® Credit Card

Intro
APR

0% APR for 12 Months
Typical
APR

9.99%
Annual
Fee

$0

The Nature Conservancy Platinum Plus® Visa® Credit Card

apply online

  • The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
  • No Annual Fee
  • Low Introductory APR
  • Earn WorldPoints® Rewards - One Point for Every Dollar in Net Retail Purchases
  • Redeem Points for Unlimited Cash Rewards, Free Travel With No Blackout Dates, Valuable Merchandise, Gift Cards and More
  • For New Members, A Complimentary 1 Year Membership and Subscription to Nature Conservancy Magazine

Read our review of The Nature Conservancy Platinum Plus® Visa® Credit Card

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Retail Rewards Credit Cards

Earn rewards for your spending with a quality rewarding credit card.

 

PetRewards® Platinum Plus® Visa® Credit Card

Intro
APR

0% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

PetRewards® Platinum Plus® Visa® Credit Card

apply online

  • This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure.
  • Put Your Pet's Picture on Your Card
  • Earn Points toward Veterinary Services, Pet Food Discount Certificates, and Shelter Donations
  • 1 Point for Every Dollar You Spend on Everyday Purchases
  • 500 Bonus Points with Your First Purchase
  • Rewards Begin at Just 750 Points
  • 0% Fixed Intro Rate APR on Purchases, Balance Transfers, and Cash Advance Checks
  • No Balance Transfer Fees for Introductory Rate

Read our review of PetRewards® Platinum Plus® Visa® Credit Card

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Anne Geddes Platinum Visa® Card

Intro
APR

0% APR for 6 Billing Cycles
Typical
APR

APR Varies*
Annual
Fee

$0

Anne Geddes Platinum Visa® Card

apply online

  • See website for complete terms and conditions of card usage and application disclosure.
  • No Annual Fee
  • Optional Mini Card
  • Choice of Six Card Designs Featuring Anne Geddes Most Loved Artwork
  • Percentage of Every Purchase Made with the Card is Donated to the Anne Geddes Philanthropic Trust
  • Card Issued by FIA Card Services, N.A.

Read our review of Anne Geddes Platinum Visa® Card

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Sports Rewards Credit Cards

The top rated card in sports rewards credit cards is NFL Extra Points™ Platinum Plus® Visa® Card by Bank of America

NFL Extra Points Platinum Plus Visa Card

Like sports??, then get a load of these great cards!

Read our NFL Extra Points™ Platinum Plus® Visa® Card review